1. Acceptance of Terms
By downloading, installing, or using FISCLOK ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
2. Description of Service
FISCLOK is a personal finance management application that helps you:
- Track income and expenses
- Manage loans (money lent and borrowed)
- Create and monitor budgets
- Categorize transactions
- Analyze spending patterns
- Export financial data
3. User Responsibilities
You agree to:
- Provide accurate information when using the App
- Keep your device secure to protect your financial data
- Use the App for lawful purposes only
- Not attempt to reverse engineer, decompile, or hack the App
- Not use the App to track finances for illegal activities
You understand that:
- You are solely responsible for the accuracy of data you enter
- You should regularly backup your data
- The App is for personal use only
4. Data and Privacy
- All your data is stored locally on your device
- We do not collect, access, or transmit your financial data
- You are responsible for backing up your data
- See our Privacy Policy for more details
5. Disclaimer of Warranties
THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Accuracy of calculations
- Uninterrupted or error-free operation
- Fitness for a particular purpose
- Data loss prevention
6. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- We are not liable for any financial losses or decisions made based on the App
- We are not liable for data loss (please backup regularly)
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability shall not exceed the amount you paid for the App (if any)
7. Financial Advice Disclaimer
- The App provides tools for tracking and organizing your finances
- It does not provide financial, investment, tax, or legal advice
- Always consult qualified professionals for financial decisions
- We are not responsible for financial decisions you make
8. Intellectual Property
- FISCLOK and its original content, features, and functionality are owned by AstriOrb Private Limited
- You may not copy, modify, distribute, or create derivative works
- All trademarks and logos are our property
9. Updates and Changes
- We may update the App from time to time
- Updates may include new features, bug fixes, or changes
- We may modify these Terms at any time
- Continued use after changes means you accept the new Terms
10. Termination
- You may stop using the App at any time by uninstalling it
- We reserve the right to terminate or suspend access for violations of these Terms
- Upon termination, all data on your device will remain until you delete the App
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India.
12. Contact Information
For questions about these Terms, contact us at:
- Email: officialfisclok@gmail.com
- Company: AstriOrb Private Limited
13. Acknowledgment
BY USING FISCLOK, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.
Remember: FISCLOK is a tool to help you manage your finances. Always make informed decisions and consult professionals when needed.