All your financial data is stored locally on your device only. We do NOT collect, transmit, or store any of your personal or financial data on our servers.
Introduction
FISCLOK ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our mobile application.
Data Collection and Storage
Local Storage Only
- All your data is stored locally on your device only
- We use MMKV encrypted storage for fast and secure data persistence
- We do NOT collect, transmit, or store any of your personal or financial data on our servers
- We do NOT have access to your transaction history, loan information, or any other data you enter in the app
Data You Provide
When using FISCLOK, you may enter:
- Transaction records (income and expenses)
- Loan information
- Budget data
- Category customizations
- Profile information (name, profile picture)
Important: All this data remains on your device and is never transmitted to us or any third party.
Permissions
- Camera Permission: Used only to take profile pictures. Photos are stored locally on your device.
- Photo Library Permission: Used only to select profile pictures from your gallery.
- Storage Permission: Used to save and export your financial data. All data remains under your control.
Third-Party Services
FISCLOK uses Google AdMob to display advertisements. AdMob may collect certain information from your device for advertising purposes, including:
- Device Identifiers: Advertising ID (Android) or IDFA (iOS) for personalized advertising
- Device Information: Device type, operating system version, and mobile network information
- Interaction Data: Information about how you interact with ads
AdMob's data collection is governed by Google's Privacy Policy.
You can opt out of personalized ads in your device settings:
- Android: Settings → Google → Ads → Opt out of Ads Personalization
- iOS: Settings → Privacy → Advertising → Limit Ad Tracking
Apart from AdMob, FISCLOK does NOT use any other third-party analytics or tracking services.
Data Security
- Your data is stored securely on your device using MMKV encrypted storage
- MMKV provides military-grade encryption for your financial data
- We recommend setting up device security (PIN, password, biometric) to protect your data
- Regular backups are your responsibility
Data Deletion
To delete your data:
- Uninstall the FISCLOK app from your device
- All locally stored data will be permanently removed
Children's Privacy
FISCLOK does not knowingly collect information from children under 13. The app is intended for users who are at least 13 years old.
Your Rights
- Access: All data is on your device
- Delete: Uninstall the app to remove all data
- Export: Use the in-app export feature
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
- Email: officialfisclok@gmail.com
- Company: AstriOrb Private Limited
Consent
By using FISCLOK, you consent to this Privacy Policy.
Summary: FISCLOK is a privacy-first app. All your financial data stays on your device. We don't collect, transmit, or store any of your personal information. AdMob collects device identifiers for advertising purposes only.